Navigating the TSP Markets in June 2025
🤔 Current Performance and Best Investment Moves
As of June 2025, the TSP markets have experienced a mix of volatility and opportunity, making it essential to understand current fund performance and strategic investment moves. In this article, we will be exploring the latest TSP fund data and closely monitor an optimized investment strategy based on current market environments.
⚠️
Please take this advice with a grain of salt, as I’m also an investor continually learning and navigating the markets daily.
🧑💻 Overview of TSP Funds
The TSP offers five core funds and a series of Lifecycle (L) Funds:
- G Fund: Invests in government securities, offering stable, low-risk returns guaranteed by the U.S. Treasury.
- F Fund: Tracks the Bloomberg U.S. Aggregate Bond Index, providing exposure to fixed-income securities.
- C Fund: Mirrors the S&P 500, representing large-cap U.S. stocks.
- S Fund: Tracks the Dow Jones U.S. Completion Total Stock Market Index, focusing on small- and mid-cap U.S. stocks.
- I Fund: Follows the MSCI ACWI IMI ex USA ex China ex Hong Kong Index, offering international stock exposure.
- L Funds: Blend the core funds, automatically adjusting allocations based on your target retirement date, shifting from aggressive to conservative over time.
💡
These funds cater to varying risk tolerances and investment horizons, allowing participants to tailor their portfolios to their financial goals.
📊 Current TSP Fund Performance (May 2025)
As of May 31, 2025, TSP funds showed varied performance, with stock funds rebounding strongly after earlier declines. Below is a detailed breakdown of monthly, year-to-date (YTD), and 12-month returns:
